Your money, one year at a time

Know where you stand before it's too late to change course.

Checkpoint turns your paychecks, accounts and health savings into one clear answer: are you on track for the retirement you want — and what to do next if you're not.

Your documents are encrypted. Nothing is shared unless you choose to.

87%
funded
Close

Save $410 more a month to retire at 65 with the income you want.

  • You qualify for $8,000 of 401(k) catch-up
    Age 50+ can save more each year.
  • $4,100 of IRA room left for this year
    Deadline April 15.

One honest number

A readiness score built from your real balances, savings rate, Social Security and the income you want — in today's dollars.

Paychecks that explain themselves

Upload paystubs and see taxes, withholding checks and how much you're really saving.

Every limit, tracked

401(k), IRA and HSA limits — including catch-up contributions — with pace and deadlines.

Your HSA as a retirement account

Log medical receipts once and reimburse yourself tax-free whenever you choose.

A plan you'll actually follow

Prioritised next steps and a checklist that keeps the important moves from slipping.

Your data stays yours

Encrypted documents, one-click export of everything, and full account deletion.